Coverage Program

Lower claims frequency translates into lower insurance costs.

 

A Risk Management Plan approved by the Department lists the coverages offered to members. Through a combination of self insurance, excess and direct insurance, NJMSIJIF offers its members the following insurance coverages:

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• Workers’ Compensation

• Property

• General Liability (including Police Professional)

• Auto Liability and Physical Damage

• Crime and Fidelity

• Cyber Liability

• Boiler and Machinery

• Public Officials Liability

• Excess (Umbrella) Liability